Jacksonville, FL residents who own one or more classic cars will want to ensure these valuable vehicles are always fully protected. Knowing the differences between classic car insurance and umbrella insurance is key to ensuring full compensation in the event of an unfortunate occurrence.
What Does Classic Car Insurance Cover?
Classic car insurance offers specialized coverage to owners of collectible vehicles. Coverage options include flatbed truck towing to prevent wear and tear, auto show medical reimbursement, spare parts coverage, and a cash settlement option for totaled or stolen vehicles. Policies of this nature are typically tailored to meet your specific needs.
What is an Umbrella Insurance Policy?
An umbrella insurance policy is an additional layer of coverage. It compensates for incidents not covered by a typical classic car insurance policy. This includes asset protection in case someone sues you and you’re required to pay a judgment. Umbrella insurance also offers higher liability coverage than regular classic car insurance. This ensures you won’t lose money if something happens to your vehicle. If you own an expensive classic car that would be difficult, if not impossible, to replace, or you work in an industry with a high incidence of lawsuits, purchasing umbrella coverage in addition to classic car insurance is a smart move.
Expert Insurance Help from 925 Partners
At 925 Partners, we take pride in helping Jacksonville, FL, residents find insurance coverage that meets their exact needs. We offer unbeatable customer service, expert advice, and a host of policy options to help you get the coverage you need at a cost you can afford. Contact us today for a quote or to learn more about insurance policies for your classic vehicle.
