Understanding the Importance of Flood Insurance

Are you worried about potential damages and losses caused by floods? Standard homeowner insurance policies do not cover floods. If you live in a flood-prone area, having flood insurance is crucial. The proficient team at 925 Partners, servicing Jacksonville, FL, specializes in helping clients attain comprehensive flood insurance policies suited to their specific needs.

What Does Flood Insurance Entail?

Flood insurance covers direct physical losses due to flooding. This coverage is indispensable, as most home insurance policies do not cover flood-induced losses. In fact, many private insurers do not even offer flood insurance. Instead, homeowners often procure their flood insurance from the National Flood Insurance Program (NFIP), a federal initiative that provides flood insurance to homeowners.

Do I Need Flood Insurance?

If you reside in an area prone to floods, it’s wise to consider obtaining flood insurance. Online flood maps can help ascertain your risk. Even homes in low-risk areas may benefit from flood insurance, as they are not entirely exempt from the possibility of flooding.

Interested in securing a flood insurance policy for your home? Talk to your insurance agent at 925 Partners, servicing Jacksonville, FL. We aim to provide comprehensive information about flood insurance and help you get the coverage you need for your home. Give us a call today.

As a small business owner, you know accidents and unforeseen circumstances can hit you anytime. You need to know your business is protected from liability, and umbrella insurance is the best way to guarantee that. Choosing a trustworthy plan is crucial for your business and employees’ well-being.

What is Umbrella Insurance, and Why Does My Small Business Need It?

Umbrella insurance covers a range of liabilities, such as injury and property damage. It can also help with legal fees associated with potential lawsuits. Most importantly, without this type of insurance, an accident or lawsuit could leave you bankrupt and destroy your business.

At 925 Partners in Jacksonville, FL, we assess your business’s unique needs and risks and use that information to determine the coverage you need.

Preparing for the Unexpected with Umbrella Insurance

Injuries happen, no matter how many precautions you take. An employee could slip and fall on a wet floor, and the next thing you know, they’re suing you for medical expenses. That’s why you want to be prepared for anything.

A building can sustain damage for a multitude of reasons. Jacksonville, FL residents are aware of the dangers of extreme weather, but that isn’t the only reason why something might go wrong. For example, a plumbing issue could flood part of your business and make it uninhabitable until the situation is resolved.

Call 925 Partners Today to Learn More

It would be best if you worked with an insurance agency you trust. With umbrella insurance at 925 Partners in Jacksonville, FL, you will receive the personal attention you deserve. With our help, you can return to running your business knowing you’re protected in an emergency. Call us at (855) 925-1200 today to learn more.