If you’re a driver living in Jacksonville, FL, you will need to ensure proper auto insurance coverage for any vehicle you own. Understanding the types of auto insurance options in terms of collision and comprehensive coverage is essential to avoid being held liable for potential legal, repair, and medical fees after an accident. At 925 Partners, we can help you find the auto coverage you need and deserve while living and driving in Jacksonville, FL.
Collision Coverage
Collision coverage in Jacksonville covers collisions with other vehicles (regardless of who is at fault), rollover accidents, and even single-vehicle accidents. Single-vehicle accidents are classified as incidents that involve hitting stationary objects, such as trees, properties, and surrounding fences.
With collision coverage, it’s important to remember that weather-related accidents, theft, and vandalism are not covered.
Comprehensive Coverage
Comprehensive coverage can provide additional protection anytime you own a car in Jacksonville. Compressive auto coverage in Jacksonville covers everything from standard vandalism and theft to weather-related damage. Animal collisions and glass damage to the windshield may also be covered. Comprehensive insurance plans may not cover traditional collision damage and routine wear and tear.
What to Choose?
Choosing collision coverage is ideal if you invest in a newer vehicle in which part replacement costs are much higher than average. Comprehensive coverage can help provide broader protection for those concerned about theft, weather-related incidents, or even glass damage and animal collisions.
Finding the proper collision or comprehensive auto insurance is crucial when driving on the open road. To learn more about your options in Jacksonville, FL, and to compare the difference between collision and comprehensive coverage, contact 925 Partners for your consultation today.
